Terms of Service

Please read these Terms of Service carefully before using the Money Manager application ("App") operated by Rasmerk ("we", "us", or "our"). By using the App, you agree to be bound by these terms.

1. Use of the App

Money Manager is provided for personal, non-commercial use. You agree to use the App only for lawful purposes and in accordance with these Terms.

2. No Financial Advice

The App is a personal finance tracking tool. Nothing in the App constitutes financial, legal, or investment advice. Rasmerk is not a financial institution. Always consult a qualified professional for financial decisions.

3. Your Data

All data entered into the App is stored locally on your device. You are solely responsible for maintaining backups of your data. Rasmerk is not liable for any data loss resulting from device failure, App errors, or accidental deletion.

4. Account and Security

If you enable App Lock (PIN or biometric), you are responsible for keeping your credentials secure. Rasmerk cannot recover your PIN or unlock the App on your behalf.

5. SMS Permissions

The App requests access to SMS data solely to import your own financial transaction messages from your bank or payment provider. You may revoke this permission at any time through your device settings. Revoking the permission will disable the SMS auto-import feature.

6. Subscriptions and Billing

Premium subscriptions are managed through Google Play. The following plans are available:

Plan	Price
Monthly Premium	Rs. 99 / month
Yearly Premium	Rs. 699 / year
Lifetime Premium	Rs. 1,999 one-time

Monthly and yearly plans renew automatically unless cancelled before the renewal date. You can manage or cancel subscriptions at any time through your Google Play account at play.google.com/store/account/subscriptions.

Lifetime Premium is a one-time purchase tied to your Google Play account. It does not renew.

Refunds are handled in accordance with Google Play's refund policies. Rasmerk does not process refunds directly.

7. Intellectual Property

The App and all its contents, features, and functionality are owned by Rasmerk and are protected by intellectual property laws. You may not copy, modify, distribute, or reverse-engineer any part of the App without prior written consent.

8. Disclaimer of Warranties

The App is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Rasmerk does not warrant that the App will be error-free, uninterrupted, or accurate at all times.

9. Limitation of Liability

To the maximum extent permitted by law, Rasmerk shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the App.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will update the "Last updated" date when changes are made. Continued use of the App after changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

12. Contact

If you have any questions about these Terms, please contact us at support@rasmerk.com.